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The best credit card for ongoing spend now has a signup bonus

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Credit cards come in a variety of uses, and there are 3 reasons why you might sign up for a card

  1. Perks for having the card – example: 4th night free on the Citi Prestige, the free night on the Chase IHG card, etc.
  2. Good return on every day spend – example: 5x on Chase Freedom quarterly categories, or 2% cashback
  3. A good signup bonus – example: 100,000 Hilton points on the Hilton Ascend card

You can find many of these cards at our top credit card offers page.  It’s up to each person individually to decide whether the benefits received are worth the annual fee and of course, as always, DO NOT SIGN UP FOR A CREDIT CARD JUST BECAUSE SOME GUY ON THE INTERNET SAYS YOU SHOULD!

(SEE ALSO: 4 cards I will pay the annual fee on)

Amex Blue Business Card

The American Express Blue Business Plus Card was launched last year and offers 2x Membership Rewards on ALL purchases, up to a $50,000 annual limit.  There was a signup bonus of 20,000 Membership Rewards when it was first launched, but that quickly went away and for the past few months there has been NO signup bonus on the card

In the months that I’ve had the card, it’s become my go to card whenever I am not working on a minimum spend or somewhere that has a category bonus.  I value 2 Membership Rewards more than I value any of the alternatives (2 cents cash, 1.5 Ultimate Rewards, 1 SPG point, etc).  Plus no annual fee!

Amex Business Blue Refer a Friend offer

But no signup bonus no more!  Now you can refer friends to the offer.  The person applying gets 10,000 Membership Rewards® points after they use their new Card to make $3,000 in purchases within the first 3 months of Card Membership and the referring person gets 10,000 Membership Rewards points (with a limit of 55,000 points earned per calendar year).

To generate your referral, log in to your American Express account and choose your Business Blue Plus card.  The refer a friend information should be right under the main summary

My referral link is here – if you are approved for the card through this link, you’ll earn 10,000 Membership Rewards after spending $3000 and I will also get 10,000 Membership Rewards.  To keep this post clean, we will be once again have a place for you to share your referral link in the Points With a Crew miles and points Facebook group

Are you planning on applying for the American Express Blue Business Plus card?

(h/t Doctor of Credit)


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